Versilia is undoubtedly one of the most beautiful and well-known places in Tuscany, famous all over the world for its historic centers and ancient villages, for its renowned beaches, for its food and wine specialties and for its hills that create a lovely landscape. More and more people are choosing Versilia not only as a holiday destination, but above all as a place to live and where to buy a house, both for its immense charm that attracts visitors from all over the world, but also for the healthiness of the territory, with its uncontaminated woods and green areas, essential for spending a quality life.
If you are dreaming of moving to Versilia and buying a house in this area, this short and concise handbook will certainly help. Trying to summarize the procedure, we list the substantial steps for the purchase of a property:
1. CONTACT THE REAL ESTATE AGENCY
First of all, as a first step we recommend that you contact the reliability of a professional Real Estate Agency, whose support will make the search of a house easier and faster. The staff of the Pietrasanta Real Estate Agency is available to listen to the needs and wishes of each client, accompanying them step by step in the purchase of the property of their dreams. Browsing through our website it will be possible to find numerous proposals for properties for sale in Versilia, including ancient historic villas, apartments in the center of Pietrasanta, villas in the seaside area, farmhouses and rustics on the hills, and more.
2. OFFER AND PURCHASE PROPOSAL
Once the house to buy has been found, the Real Estate Agency will process a Purchase Proposal, that is the buyer's declaration of wanting to buy a property at a certain price. Usually, the Purchase Proposal is formalized on a pre-printed format that directly provides the Agency with the sales mandate. It is important to know that the Purchase Proposal is a binding document, where the intention to purchase a property is specified: here the details of the buyer, the price offered, the details of the property, the dates of the preliminary agreement and of the deed. Usually, together with the Purchase Proposal, the seller is given a check to "block the deal" which demonstrates the concrete intentions of the potential buyer, who will be committed until the time defined by the Proposal has expired. The seller will also be committed when the Proposal is accepted in writing. If everything goes smoothly and the deal is successful, the parties will meet to develop a preliminary agreement for the sale.
3. THE TECHNICAL SALES REPORT
If you want to buy a property in Tuscany, it is good to be aware of what the Technical Sales Report is. The latter is nothing more than a document drawn up by a technician - a surveyor, a civil engineer or an architect - who verifies and ascertains the urbanistic and cadastral checks of the property to be purchased. Following the checks, therefore, the Technical Report will be drawn up, which will certify the conformity of the property and the cadastral situation. The Technical Report is not required in all regions of Italy, but it represents a document of great importance for the protection of those who buy.
4. THE CONTROL OF THE NOTARY
The Notary is the key figure in a sale, the one who has the responsibility of carrying out a thorough check of all the technical material relating to the property. When appearing in front of the Notary, the buyer must be certain of the following situations:
- TITLE OF ORIGIN: the copy of the Purchase Deed that the seller concluded in due course.
- MORTGAGES: if the existence of a mortgage is known, ask the seller to allow its cancellation before or at the same time as the deed.
- CATASTAL CATEGORY: to always be requested from the seller, making sure that it corresponds to the current state of affairs.
- CERTIFICATES: ask the seller for details and copies of building permits and any amnesties.
- MORTGAGE: in the event of a contextual purchase and sale and mortgage, you must contact the bank, which will provide the loan in order to have a preventive availability.
- SYSTEMS: check the state of the systems and ask the seller for the relative certificates of conformity.
- COSTS AND NOTARY: generally estimate the overall cost of the operation. For detailed calculations it is necessary to contact the notary, to whom all the documentation collected must be delivered in time.
5. PRELIMINARY SALE OR COMPROMISE
The Preliminary Agreement, or Compromise, is a deed by which both parties promise to complete a future Notarial Deed, within which they are reported all the conditions set out in the Purchase Proposal. The details of the parts, the characteristics and cadastral data of the property, the cost, the payment methods and, finally, the date of signing of the deed with relative delivery of the property will be explained in the preliminary draft. At the time of signing the Compromesso, an additional deposit, to reach at least 30% of the property price, must be paid by the buyer. It is important to know that once the Preliminary Agreement is signed, if the purchasing party changes their mind and no longer wants to proceed with the purchase, they will lose the entire Confirmatory Deposit, ie the deposit paid. If, on the other hand, it is the selling party who no longer wants to proceed with the sale, he will have to pay the buyer double the deposit paid up to then.
6. THE DEED
The Deed is an Official Deed drawn up by a notary chosen and paid for by the buyer; the notary, after having carried out all the necessary checks, must read and explain the contents of the Act at the time of stipulation. At the deed, the selling party is given the sum of money in settlement of the agreed price and, at the same time, the selling party will have to deliver the keys of the property to the buyer. If this exchange is not simultaneous, the delivery date of the premises will be specified in the deed.
Among the documents to be delivered in case of deed with natural persons we will have: identity document, tax code, birth certificate, marriage extract (for married couples or separated), certificate of free or widowhood status, separation or divorce decree, copy of the act of separation of assets or of the patrimonial fund (for married couples), authentic copy of the power of attorney (in the case of the intervention of a prosecutor), judicial authorization (for representation of incapable persons), residence permit (for non-EU citizens).
Among the documents to be delivered in case of Deed with Company intervention: identity document of the legal representative, chamber certificate, statute.
Relying on the courtesy and professionalism of the Pietrasanta Real Estate Agency staff, buying a house in Versilia will be quick and easy. We are at your disposal to help you make your real estate dream come true.
